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    <title>Refund Policy | Modernluxestyle</title>
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        <h1>Refund Policy</h1>
        <p class="subtitle">Clear, swift, and routed back to you.</p>
    </div>

    <p>We keep your journey light. Once a refund is approved, it follows a direct path back to your original payment method.</p>

    <h3>01. Approval Process</h3>
    <ul>
        <li><strong>Returned Items:</strong> Verified after a physical inspection at our studio.</li>
        <li><strong>No-Return Cases:</strong> Confirmed via email based on verified eligibility.</li>
        <li><strong>Partial Refunds:</strong> May apply if items are returned without original tags or show signs of use.</li>
    </ul>

    <h3>02. Refund Method</h3>
    <p>Funds are always returned to the source of purchase:</p>
    <div class="method-grid">
        <div class="method-card"><strong>PayPal</strong><br>Account Balance</div>
        <div class="method-card"><strong>Cards</strong><br>Original Card</div>
        <div class="method-card"><strong>Stripe</strong><br>Gateway Source</div>
        <div class="method-card"><strong>Airwallex</strong><br>Payment Source</div>
    </div>

    <h3>03. Processing Timelines</h3>
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                    <th>Milestone</th>
                    <th>Business Days</th>
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                    <td>Internal processing by Modernluxestyle</td>
                    <td class="highlight-text">5–7 Days</td>
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                <tr>
                    <td>Bank/Issuer reflection on statement</td>
                    <td class="highlight-text">5–10 Days</td>
                </tr>
            </tbody>
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    <h3>04. Shipping & Fees</h3>
    <ul>
        <li><strong>Standard Shipping ($6.99):</strong> Refunded only if Modernluxestyle is at fault (defective or incorrect item).</li>
        <li><strong>Restocking Fees:</strong> We do not charge restocking fees.</li>
    </ul>

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        <strong>The TL;DR:</strong> Your refund returns to your original payment method. We process it within 7 business days of approval. Banks may take an additional 10 days to show the credit.
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    <div style="text-align: center; margin-top: 40px; font-size: 0.85rem; color: var(--text-muted);">
        Questions? <a href="mailto:support@modernluxestyle.shop" style="color: var(--accent-color);">support@modernluxestyle.shop</a><br>
        225 Lynco Ln, Myrtle Beach, SC 29575, United States
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How refunds work at Modernluxestyle: approvals after inspection or when no return is needed, refunds to the original payment method, processing in 5-7 business days, and 5-10 business days to appear on your statement. Original shipping refunded only when we’re at fault. Contact support@modernluxestyle.shop.

Milestone	Business Days
Internal processing by Modernluxestyle	5–7 Days
Bank/Issuer reflection on statement	5–10 Days